is american credit solutions legit

We are Lemberg Law, a Consumer Law Firm. We are ranked A+ by the BBB. They spam me with emails three times a day and unsubscribe foes not work. ACR is calling one of my employees and leaving me messages about a legal matter. The overall rating of the company is 1.0 and consumers are mostly dissatisfied. They did not say they were a debt collector. Business Profile. The Credit Solution Program offers you a Free Starter Kit. It has previously been named by … I am a medical Assistant who currently works for Medix. Furthermore, the court is authorized to award “up to $1,000 in statutory damages per plaintiff for any violation of the FDCPA. Please enter a valid phone number. Briefly describe your experience I was told I would have to pay $110 a month. The case, against American Credit Resolution, charges the debt collection agency with violating federal law and asks for $1,000 in statutory damages under the Fair Debt Collection Practices Act, plus other relief. The Credit Card Interest Rates that I was told I was going to have, 5 of the Credit Card Companies were higher then what I was told.I'm so grateful that the Credit Card Companies are paid in full!!Thank-you. If you don’t like your bank or credit union’s terms or have bad credit when applying, an online lender might cater to your specific needs. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. We look forward to working with you to resolve your legal issues. Credit & Debt Services: American Credit Solutions Tampa, Florida. I want Dressbarn to stop sending me ads on my cell phone (203-733-7807). Reliable, Professional. As previously mentioned, American Financial Solutions has helped thousands of clients pay off billions of dollars in debt over the course of the past 18 years. ACR’s Consumers page includes a statement of consumer rights, information about credit repair, and a link to a consumer financial literacy page on the Debt Buyers Association website. This allows for individuals to find out how a debt management program would work for them without making an initial commitment. In the meantime, you are welcome to call us right away at 855-301-2100. I'd like to opt-out but I can't find where to do that, Please advise. Credit and Debt Counseling in Midvale, UT. The firm’s main office is located at 43 Danbury Road, Wilton, Connecticut. I am most grateful.”. This is “for your protection” Wound up being taken to court twice. What a surprise, to receive free legal help. Our client says that this debt collector left a voice message on her cell phone stating that American Credit Resolution was preparing to file a lawsuit against her. What’s your phone number? They did a great job of listening to our unique circumstances and teaching us which moves made the most sense for us at a given time in our financial journey. In any case, American credit card solutions are consistent with all Federal Trade Commission guidelines that apply to the business. Unlawful Debt Harassment? March 10, 2017. I will always think of the warmhearted people at AFS, and how grateful I will continue to be. Must live in a state that American Credit Card Solutions serves, $10,000+ in unsecured debt, legitimate financial hardship which is preventing the ability to pay creditors Overall positive customer ratings — but it's only available in 25 states. Thanks for making it manageable to pay off debt!! Thanks a We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. American Financial Solutions was awesome! Your email Same thing. american financial Cost me $10K for the privilege of having them help me. Read more about the firm. See BBB rating, reviews, complaints, & more. American Credit Solution remains steadfast in its goal to provide everyday consumers with the resources they need to succeed in an ever-changing world of credit and debit, spending and earning. American Credit Repair provides professional credit repair services to those looking to remove erroneous items from their credit reports. Would recommend to anyone. American Express is … 23, Report #63963 . Harassed? Thank you for requesting your free case evaluation. If you want to enforce your rights, or recover money for violations — you need to sue. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. What’s your name? They also hold accreditation with COA. They’re legit. This organization is not BBB accredited. New Credit America has two loan options: loans for debt consolidation and personal loans up to $10,000, which can be used for various purposes. Contact Information. I was a skeptic, but you did everything you said you would! Get Free BBB A+ Attorney. They were very helpful and kind (and gentle too)! It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It was a hard few years but I am now credit card debt free. Email is required to block spam, but will not be published. The kit includes: a series of 6 videos that will help you improve your credit score, a set of resources, tips and Questions & Answers for each video, and the Credit Solution email newsletter. Telephone: (844) 746-0789. Success in our Debt Resolution program is highly dependent on your ability to save a specified amount consistently each month. They obviously know this and yet continue to flaunt the legislation. See the jurisdictions in which our lawyers are licensed, admitted, or otherwise authorized to practice. Who are we? Our services aren't available in all states. Find out if we can help you too today! We had a wonderful experience with this organization. Americans reported one scam every 11 minutes on average. Atlanta, GA 31146 Author: Lake Orion, Michigan. P.O. I hope I don’t need them again but if I do, I’ll be back. Their recommendations were always thoughtful. I am very grateful! I didn’t know that debt collection agencies can end up paying your legal bill. Auto Financing. But, before you hand over your credit card information, you do need to know if it’s safe to shop at Wish.com, and many shoppers and AdvisoryHQ readers are asking, “Is there a Wish scam?” In this Wish.com review, we are going to get down to the bottom of several security-based questions, such as “Is Wish legit?” and “Is Wish.com safe?” No problems noted. We would highly recommend this organization to any of our friends or family. The sad thing is they are calling my moms phone and leaving this message. ACR’s consumer collections division offers “services to wholesalers and debt packagers primarily dealing in the secondary market of distressed and charged-off consumer receivables.” This division specializes in “offering creative solutions including payment plans and discounts that conform to an individual’s unique situation.”, ACR commercial collections division offers “commercial collection services to companies in the construction, wholesaling, manufacturing, professional services, and other industries…with collection programs custom tailored to… maximize account receivable realization while maintaining a positive relationship with the customer/consumer.”, ACR’s call center division “offers dedicated agents, phone trunks/DID’s, and dedicated servers for database management…staffed by employees… trained in the protection of consumer/account holder information.” All staff are “required to sign a confidentiality and non-disclosure agreement upon hire.”. We are happy to have made the financial growth we have made with them, but sad to end a working relationship because it was so great. Call our Helpline today! But it can be harder to tell a scam from a legit offer. You can trust them. … Denied, Things You Can Do Yourself When You Have a Lemon. The BBB established ACR’s profile page in 2013. Credit Solutions Of America was first mentioned on PissedConsumer on Nov 25, 2007 and since then this brand received 54 reviews.. Credit Solutions Of America ranks 62 of 229 in Collection Agencies category. American Credit Card Solutions reported this review for breaching of Trustpilot guidelines. Thank you for helping me with paying off my debt and making my experience a positive one. In this case, the court awarded the plaintiff $500 for the FDCPA violation, $500 for each of the TCPA violations and court costs and attorney fees, for a total of $6,235.00, Here are some past Press Releases of Lawsuits Brought On By Lemberg Law. Contacting an attorney BEFORE this could possibly happen would be a smart move. Thank you again. The April 2014 hearing was held to make a decision about the plaintiff’s motion for default judgement and the amount of any award. Instead, they offered NO help, answered no questions, would not send us any documentation of our phone calls, etc. What can I do? Describe your legal concern or comment Please keep up the outstanding work you do, and again, thank you for helping me through this challenging time. Thank you so much! Know what red flags to look out for and compare lenders before making a decision. For example, seemingly legitimate student loan forgiveness companies might charge you to fill out government forms for your student loans. Thank you. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs. What Do You Need to Do to File Bankruptcies? American Credit Resolution Inc or ACR is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. The staff is amazing and very helpful. 8 signs of a personal loan scam. American Financial Solutions is a non-profit credit counseling, financial education, and debt consolidation agency. “We realize that ours is just one small case among many – and many more serious – but are heartened by the fact that you accepted it and represented us with a professionalism that belied the small dollar amount.”, “If you are unsure about this company…DONT BE!!! American financial solutions was helpful in settling my accounts and helping me to establish myself better financially. Federal laws provide individuals like you with a means to seek monetary damages in court. This was in September 2016, but ACR hasn’t yet filed a lawsuit against our client. I appreciate that AFS was there for me. But you can complete the paperwork yourself for free by using the tools on the FSA website. I contacted them to consolidate my debts and pay it off. Potential customers can receive a free consultation either over the phone with a certified financial counselor, or over the Internet by completing an online form. in the beginning before I signed anything there was no pressure. A free inside look at company reviews and salaries posted anonymously by employees. Ripoff Report on: American credit solutions - Is a consumer fraud ripoff tampa florida I was given a payback amount that I could handle most of the time. They were able to get a lowered interest rate for me and I paid my debts as planned and even months earlier than actually planned paid them completely off. Credit Solutions Of America Overview. Since June 2015, the Consumer Financial Protection Bureau (CFPB) has closed 18 complaints against ACR. American Credit Resolution, Inc. Sound off and share your experience with other visitors in the comment box below. The AmeriCar Solutions promotion* was created to give people the opportunity to purchase a new or pre-owned vehicle. Our services aren't available in all states. This lawsuit charges that American Credit Resolution violated the Fair Debt Collection Practices Act (FDCPA) by engaging in harassing behavior; by using false, deceptive, or misleading representation in connection with the collection of a debt; by threatening to take legal action without actually intending to do so; by employing false and deceptive means to collect a debt; and by using unfair and unconscionable means to collect a debt. I can’t say thank you enough!”, ”Lemberg Law has saved me from the endless calls, and harassing voicemails. Compensation for potential legal violations, and any results obtained, depends upon the specific factual and legal circumstances of each case. 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